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  • Why was my application rejected?
    The reason your application was rejected was because your credit profile did not match the criteria stipulated in the policy provided by the financial institution at the time. However, the institution might be able to approve your application at a later date, if by then your credit file has improved or there have been changes in the policy.
  • Are there any hidden charges or fees?
    befikar credit aims to maintain transparency in its operations. All charges and fees associated with the loan are clearly communicated to borrowers during the application process. There are no hidden charges, and you will have a clear understanding of the interest rates, processing fees, and any other applicable charges before accepting the loan offer. Also, befikar credit's services are free of cost. We do not collect any charges, gifts for our services.
  • How does befikar credit work?
    To avail credit from befikar credit, you need to visit the website. After completing the registration process, you can apply for a loan by providing the necessary details and documents. The platform uses advanced algorithms to assess your creditworthiness and provide instant loan approval. Once approved, the funds are disbursed directly to your bank account.
  • What if I have any issues or queries?
    If you have any issues or queries regarding befikar credit, you can reach out to our customer support team at They are available through multiple channels, such as email, and chat support, to assist you with your concerns or provide any necessary guidance.
  • What is befikar credit?
    befikar credit is a fintech platform that offers hassle-free and instant credit solutions to individuals and businesses. It provides quick access to funds through a digital application process, eliminating the need for lengthy paperwork and traditional loan approval procedures.
  • Is befikar credit safe and secure?
    befikar credit prioritizes the security and privacy of its users. The platform employs advanced encryption techniques to safeguard your personal and financial information. Additionally, befikar credit complies with industry-standard security measures and regulations to ensure a secure lending environment.
  • What are the eligibility criteria to get a loan from befikar credit?
    The eligibility criteria may vary depending on the type of loan and lender you are applying for. Generally, lender considers factors such as your credit history, income, age, and employment status. The specific requirements can be found on the befikar credit website.
  • How long does it take to get a loan approval?
    One of the key advantages of befikar credit is its quick approval process. In most cases, you can receive an instant loan approval decision within minutes of submitting your application. However, the disbursal of funds may vary depending on your bank's processing time.
  • What types of loans does befikar credit offer?
    befikar credit offers a variety of loans to cater to different financial needs. This includes personal loans, business loans, education loans, home improvement loans, and more. The platform strives to offer flexible loan options with competitive interest rates and repayment terms.
  • How does Lender assess my credit worthiness and how long does this take?
    Each consumer wishing to borrow on the Befikar Credit portal will need to go through a rigorous verification and credit assessment process. The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc. The above process is automated and happens within seconds. Hence, you can get an approval shortly after you submit your application.
  • How much can I borrow and for how long?
    You can get personal loans starting from Rs. 5000 up to Rs. 5 lakhs for 1 to 5 years.
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