Apply for an instant Personal Loan at the lowest ROI%!
Experience the convenience of instant approval for personal loans at Befikar Credit, offering competitive interest rates. Choose from a variety of personal loan products tailored to your specific needs, starting with an attractive interest rate of 10.75%.
Personal Loan Eligibility at Befikar Credit
Personal loans are provided by most of the banks/NBFCs but with different eligibility requirements. However, there are certain criteria that are common for all financial institutions. The eligibility criteria to get online personal loan approval for salaried and self-employed individuals are:
Documents Required for Personal Loan: Befikar Credit
The common documents required for an online personal loan approval are given below:
For Salaried Individuals
1. Identity & Age Proof
2. Photograph/ Selfie
3. PAN Card
4. Residence proof - Passport driving license, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
5. Bank statements for the last 3 months(preferably your salary account)
6. Salary Slips for the last 3 months
7. Form 16 or Income Tax Returns of the last 3 years
For Self-Employed Individuals
1. Identity & Age Proof
2. Photograph/ Selfie
3. PAN Card
4. Residence proof - Passport driving license, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
5. Bank statements for the last 3 months(preferably your salary account)
6. Salary Slips for the last 3 months
7. Last 3 years Income Tax Returns with computation of Income
8. Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
* Product features and specifications are subject to change as per the company policy.
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